Approved loans fund, and fund faster.

Approval to Funding tracks every approved loan to funding, chases the conditions and documents that hold it up, and reports your days to fund every week.

The number Median days from approval to funding From credit approval to funds disbursed, for loans funded that week, against your baseline.

Work email only. We reply within one business day.

Where approved loans stall today

An approved loan still has conditions to clear, documents to collect and a closing to schedule. Each step sits with a different team, so loans wait between them and borrowers walk.

1,000
ApprovedCreditLoan origination
842−16% from the stage before
Conditions clearedUnderwritingLoan origination, documents
731−13% from the stage before
Documents completeLoan processingBorrower portal
664−9% from the stage before
Closing scheduledClosing teamScheduling, e-signature
612−8% from the stage before
FundedFunding deskCore banking

In this sample, the biggest leak is clearing conditions: about one in six approved loans stall there. Your Baseline shows where yours is.

How the app moves the number

Every approved loan is checked every day. When one stalls, the app finds out why, proposes the next step, and checks that it happened.

L-20417Small business loan, Columbus OHCondition open
  1. Blocker foundProof of insurance missing for 6 days. Condition clock is 3 days.Tue 7:45 am · from loan origination
  2. Action proposedSend the borrower a secure upload request for the insurance certificate. Owner: loan processor. Due Thursday.Tue 7:45 am · drafted by the app
  3. ApprovedApproved by the processing lead. Request sent through the borrower portal.Tue 9:20 am · logged with approver
  4. VerifiedCertificate received and the condition cleared in loan origination. Loan moved to closing and counted in this week's days to fund.Thu 11:05 am · confirmed in loan origination

Sample case. Every step is kept as evidence.

What your team sees on Monday

One screen for the people who move the number: what is stalled, who owns it, and what happens next.

Sample data. Your stages, owners and clocks are set in the Baseline.

Who owns it

One person owns the number. One person owns the platform. Everyone else sees the same scorecard.

Outcome ownerHead of Lending Operations or COO

Owns days to fund, sets the condition clocks and approves actions above policy.

Platform ownerCIO or CISO

Approves which systems connect, who can see what, and how borrower data is handled.

Sees the numberCEO, CFO and Chief Credit Officer

The weekly scorecard: baseline, now, target, and what changed.

Connects to the systems you already run

  • Loan originationApprovals and conditions
  • Document managementBorrower documents
  • Borrower portalUploads and messages
  • E-signatureClosing documents
  • Core bankingFunding and disbursement
  • Data warehouseHistory for the baseline

Specific vendors are confirmed during the Baseline.

Fund approved loans faster.

Start with an Outcome Baseline: we measure your days to fund with your team, find where approved loans stall, and agree a target.

Work email only. We reply within one business day.